Debit card Vs Credit card Vs Internet Banking

[Claraviolet]

What's your preferred method of payment?
I like using my Debit card. What about you guys? What do you use?

 

[Oblivion Knight]

Debit card or PayPal for me.

I've gotten in to debt using a Credit card in the past, which I've only recently managed to clear.

 

[Ash]

I use PayPal mainly for online purchases but tend to use my debit card as well. I use my credit card from time to time as well but that is just to build my credit score rather than me relying on it

 

[Claraviolet]

I use PayPal mainly for online purchases but tend to use my debit card as well. I use my credit card from time to time as well but that is just to build my credit score rather than me relying on it

That's a good thing to do.
I am sure many people believe the offers are great and all but I believe you can easily pile up debt if you are not careful

 

[Ash]

Definitely. You have to be really careful when using and managing a credit card. I've made sure to set up a direct debit so that the balance always gets paid in full at the end of the month. That way, there is no risk of me accidentally not paying it and having to pay interest.

 

[Claraviolet]

That's really good to know.
I am sure people need to do this or else the interest fee would be much higher later and it's better to not to get into that.I will never use a credit card. That's for certain

 

[Thunderbolt]

I too prefer payments done through debit card. Another option is Google Pay which too is quite convenient. I am always cautious while using internet banking. Still don't trust it much with so much hacking going on.

 

[Blitzkrieg]

I find debit card much easier than internet banking. It's so quick.

 

[Heatman]

What's your preferred method of payment?
I like using my Debit card. What about you guys? What do you use?

I've always made use of debit card when it comes to making payments. I would never consider using credit card for any reason whatsoever. I usually also do internet banking and transfer money to whoever I bought something from.

 

[Dizzle]

I mostly use my credit card. I never use it more than what money I have, and I get rewards, so no interest/no debt and I get free stuff.

 

[Heatman]

I find debit card much easier than internet banking. It's so quick.

Yeah, that's true. You don't have to do all that login thing to complete a payment. You only need to swipe your card and all is done.

 

[VaporX]

Online I use paypal. It is safer and more convenient for me. When I shop IRL/in person, then I use my bank card. I seldom have cash on me anymore cause I had a habit of losing it lol

 

[apathy's icon apathy apathy]

debit (revolut) and paypal, dont have a credit card

 

[Long Live Kasumi]

Debit. A lot better financially and it stops when you run out so you don't go 24K in the hole.